Risk Management, Safety, and Loss Control

KLC Loss Control promotes risk control and risk transfer techniques to reduce claim frequency and severity while providing technical assistance to our members.

Our goals 

• Promote best practices through the use of safety and liability reviews.
• Increase members’ knowledge and understanding of loss control and insurance issues and how they impact the members’ operations.
• Educate members on how their actions impact the entire insurance program.
• Maintain a technically skilled staff that develops professional working relationships and establishes high levels of trust with our members.

Law Enforcement

The KLC Insurance Services law enforcement program helps cities save money, improve outcomes, and literally save lives. Participation in the KLC Insurance Services pool includes a number of loss control benefits at no additional cost to members.

• Ti Response to Resistance Training System
• Expertise of our Law Enforcement Consultants
• Model Policies provide a foundation for standard operating procedures.

Check out our many Law Enforcement Resources, or for more information on how the Loss Control Law Enforcement program can benefit your city, contact Brian Nunn or John Clark.

Fire & EMS Resources

• Fire Department Model Policies
• Kentucky Association of Fire Chiefs
• Kentucky Fire Commission

For more information contact KLC Loss Control.

 Safety Grant Opportunities

The KLC Safety Grant program was developed as a member benefit to supplement existing safety budgets and is made possible by support of KLC’s enterprise programs such as insurance and employee benefits. Since the safety grant program began in 1999, KLC Insurance Services has awarded in excess of $4.1 million.  

KLC Safety and Liability Reviews 

Safety and Liability reviews assist insurance members with implementing best practices in their day-to-day operations. These reviews are designed to make cities safer places to live and work. Combined with a site visit, these tools give members, our loss control consultants, and the underwriting department recommendations to improve loss prevention efforts and ultimately reduce losses. Members can work with their KLC loss control consultant one on one, as well as take advantage of other KLC programs and resources.

There are six separate reviews:

• Business Auto
• General Liability
• Law Enforcement
• Public Officials
• Sewer
• Workers’ Compensation

A member can save premium dollars each year if their score is between 40% and 100%. KLC insurance members can access their review results anytime by logging in to their klc.org member page.

For information about your KLC Insurance Services Loss Control Program, contact KLC Loss Control at 800.876.4552.

Find the Loss Control Representative in Your Area

Law Enforcement Representative Map

Loss Control Territories Map