Risk Management, Safety, and Loss Control

KLC Loss Control promotes risk control and risk transfer techniques to reduce claim frequency and severity while providing technical assistance to our members.

Our goals 

• Promote best practices through the use of safety and liability reviews.
• Increase members’ knowledge and understanding of loss control and insurance issues and how they impact the members’ operations.
• Educate members on how their actions impact the entire insurance program.
• Maintain a technically skilled staff that develops professional working relationships and establishes high levels of trust with our members.

Law Enforcement

The KLC Insurance Services law enforcement program helps cities save money, improve outcomes, and literally save lives. Participation in the KLC Insurance Services pool includes a number of loss control benefits at no additional cost to members.

• Ti Response to Resistance Training System
• Expertise of our Law Enforcement Consultants
• Model Policies provide a foundation for standard operating procedures.

Check out our many Law Enforcement Resources, or for more information on how the Loss Control Law Enforcement program can benefit your city, contact Brian Nunn, Mark Filburn, or John Clark.

Fire & EMS Resources

• Fire Department Model Policies
• Kentucky Association of Fire Chiefs
• Kentucky Fire Commission

For more information contact KLC Loss Control.

 Safety Grant Opportunities

The KLC Safety Grant program was developed as a member benefit to supplement existing safety budgets and is made possible by support of KLC’s enterprise programs such as insurance and employee benefits. Since the safety grant program began in 1999, KLCIS has awarded in excess of $4.1 million.  

KLCIS Safety and Liability Reviews 

Safety and Liability reviews are used to assist insurance members are implementing best practices in their day to day operations. Combined with a site visit, this tool gives our KLCIS loss control specialists and underwriting department an idea of how the member can improve and ultimately reduce losses. There are three separate Reviews, one for General Liability, one for Workers Compensation and one for Law Enforcement.

A member can save money on their insurance premiums each year if their score is between 40% and 100%. The reviews are designed to make cities a safer place to live and work.

The KLCIS members only section of the website allows insurance members to check their scorecard at anytime. And, members can work with their KLC loss control specialist one on one, as well as take advantage of other KLC programs and resources.

For information about the KLCIS Loss Control Program, contact KLC Loss Control at 800-876-4552.

Find the Loss Control Representative in Your Area

Law Enforcement Representative Map

Loss Control Territories Map