Employee Health & Benefits

Looking for Affordable Employee Benefits?

KLC has a coverage solution for you. 

The Kentucky Local Government Health Trust (KLGHT) was created to provide a great option for municipalities, allowing cities and agencies of all sizes to obtain comprehensive benefits at "large group," competitive prices.
KLC has been working with cities throughout Kentucky to help them maximize savings for their insurance needs. KLC added its health insurance and employee benefits association in 2013.

Our members have access to more than 20 fully funded plans through Anthem Blue Cross Blue Shield, as well as other carriers and products. Employee Benefit Products include:

• Group Health Plans – Association and Direct Market Access
• Group Dental – Custom dental plans with a large provider network
• Group Vision - Multiple vision plans available from an exam only to a plan that covers materials
• Group Life
• Group Disability – Short and Long Term