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Just like most private companies, cities offer a wide array of benefits to their full-time employees. Cities spend almost half a billion dollars a year on pension and benefit costs for their employees. These costs often include retirement, health insurance, life insurance, dental insurance and more. They also include all individual city pensions that are no longer allowed to accept new members but still have beneficiaries. Employee benefits also cover vacation, sick, and personal days as well as holidays. Some cities have begun offering employee assistance and wellness programs.